Motorists Back In The Driving Seat Thanks To New App
November 15, 2011, Press Dispensary.
iAccident launches November 15, 2011
The UK accident industry is reputedly worth more than £3bn a year and is plagued by unscrupulous operators and even organised crime gangs. Concerned about the growing “compensation culture” and the knock-on effect of rising insurance premiums for everybody, the Government has recently announced that personal injury referral fees will be banned. To help genuine motor accident and injury victims, a smartphone app called iAccident® has launched today which enables claimants at the scene of an accident to immediately capture the key information they need both to validate their own legitimate claims and guard against fraudsters.
“iAccident is designed to put consumers in direct control of their claims and to undermine unscrupulous operators
Built by the award-winning mobile marketing specialist, 2ergo, and free for consumers to download and use, the iAccident app has been built to be as user-friendly as possible. The app incorporates GPS functionality so that accident data is recorded accurately. Crucially, all images are time and geo-location stamped. Reports are submitted directly to the iAccident database in an encrypted format.
Designed to be useful to any motorist, iAccident® is compatible with systems used by all insurance companies. Consumers simply submit their reports online directly from their smartphone. They can then choose between having their report forwarded to their own insurer or solicitor (who may be asked for an administrative charge of £25 plus VAT) or have iAccident deal with it on their behalf. iAccident® users can contact experienced UK-based call centre staff for immediate assistance at any time.
Roland Maguire, director of iAccident®, comments: “The UK’s ‘compensation culture’ has been characterised by insurance companies selling on personal injury claims to lawyers, consumers being encouraged to claim for non existent injuries*, as a result, insurance premiums are increasing exponentially, UK-wide. While the Government’s proposed ban on referral fees for personal injury claims is a step in the right direction, it only addresses part of the overall problem.”
He adds: “iAccident is designed to put consumers in direct control of their claims and to undermine unscrupulous operators and put them out of business. We believe that, if enough consumers use iAccident, we can start controlling insurance costs. In time, we would like to see insurance companies respond by decreasing the cost of premiums.”
John Stevens, group managing director of 2ergo, comments: “Accidents are obviously stressful for motorists. People are expected to remember and share important details about the incident, while they are in a vulnerable state. Insurance companies often find that key details are taken down incorrectly or omitted altogether. Consumers can now use a free app that make a real difference. If they keep iAccident on their smartphones** in case they’re involved in an unfortunate event, it could make all the difference to how their genuine claim proceeds.”
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Notes for editors
* UK Drivers are currently suffering an epidemic of cash-for-crash scams.
Personal Injuray claims rose by 72% between 2002-2010.
In 2010 the insurance industry detected 40,000 staged accidents with a value of £466 million. Whilst the level of undetected frauds cannot be measured, it is believed to be many times this.
£2.7 million paid to claimant lawyers every day.
** Consumer registration of smartphones is now running at 70% of overall market and is set to increase. Research shows that users want apps that make a difference.
About iAccident Limited
iAccident is start-up company founded by individuals drawn from the legal, finance, vehicle recovery and insurance sectors. www.iaccident.co.uk
About 2ergo Group plc
2ergo is an international mobile business and marketing services company. Established in 1999, it is headquartered in the UK and has offices covering North America, Latin America, India and Australia. The company is listed on the London Stock Exchange (AIM: RGO).
2ergo works with clients to help them create a mobile presence and acquire, retain and communicate with their customers in the mobile space. It has won awards for its mobile strategies and proprietary services for clients, which include: PizzaExpress, RightMove, Aviva, Proctor & Gamble, Carphone Warehouse, Ladbrokes, Fox News and Orange.
For further information, please contact:
Alison MacKintosh, iAccident
Tel: 07710 097609 / 020 7727 7611